Privacy and Site Disclosure




Who we are



Our website address is: .






Site Privacy Statement and Disclosure


During your visit to our website(s) we automatically collect and store the following information:


  • the IP address you are using to access the Internet,
  • the date and time of your visit,
  • the pages you visited, and
  • the address of the web site you came from when you came to visit.


Unless it is specifically stated otherwise, no additional information will be collected about you.



Provided Information


You do not have to give us personal information to visit our web sites. If you choose to provide us with additional information about yourself we maintain this information until specifically requested by you to delete it or until a reasonable length of time has passed such that the information is no longer needed.



Smart Choices Health is a division of Saxton Group LLC and does not disclose, give, sell or transfer any personal information about our visitors to unrelated third parties, unless required by judicial order or statute.  If you supply personal information through an associate or affiliated website, the associate or affiliate may also have access to such information as allowed by law—for example, we do not share Protected Health Information (PHI) with unlicensed affiliates or associates.

The information contained in the website is provided as guidance and not considered tax or legal advice.  To ensure a HRA SB is the right solution for you and your company, a tax advisor should be consulted.  Smart Choices works with any and all of your advisors to help ensure compliance with the legal aspects of offering a HRA SB/QSE HRA.


None of our representatives are lawyers and they also do not provide legal, business or tax advice. The accuracy, completeness, adequacy or currency of the content is not warranted or guaranteed. Our sites and services are not substitutes for the advice or services of an attorney. We recommend you consult a lawyer or other appropriate professional if you want legal, business or tax advice. While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website. If you would like any additional information on the above, please contact us at