SMART HRA Services

$

Comprehensive Employee Benefits Services

Our company is dedicated to providing a full spectrum of employee benefits services designed to cater to businesses of all sizes. We understand that each organization has unique needs, and we tailor our plans to ensure the best fi t for your workforce.

$

Tailored Plans for Employers of All Sizes

We offer customizable benefits plans that scale with your business, whether you are a small startup or a large corporation. Our solutions are designed to meet the diverse needs of your employees while staying within your budget.
$

New Employee Onboarding Services

Streamline the onboarding process with our comprehensive services. We help new hires understand their benefits options, ensuring a smooth transition and quick integration into your company.
$

Advocacy for Employees

We stand by your employees, providing advocacy services to help them navigate their benefits, resolve issues, and maximize their entitlements.

$

Assistance from Licensed Agents

Our team of licensed agents is always ready to provide expert advice and support, ensuring that your employees receive the best possible guidance regarding their benefits.
$

Enrollment Services with Benefi t Coaches for Custom Advice

Benefit coaches are available to assist your employees during the enrollment process, offering personalized advice to help them make informed decisions about their benefit choices.
$

Guidance on Compliance

Stay compliant with ever-changing regulations. We provide expert guidance on maintaining compliance with federal, state, and local laws, helping you avoid costly penalties.
$

Annual 1094/1095 Reporting to the IRS

We handle your annual 1094/1095 reporting requirements, ensuring accurate and timely submissions to the IRS, so you can focus on your business.
$

Mid-Year PCORI Reporting as per IRS Regulations

Our team manages mid-year PCORI reporting, ensuring that you meet all IRS regulations and deadlines without any hassle.
$

Design and Distribution of HRA Documents

We create and distribute Health Reimbursement Arrangement (HRA) documents, ensuring your employees have all the necessary information to understand and utilize their HRAs effectively.
$

Employee Information and Enrollment Portals

Our user-friendly portals provide your employees with easy access to information and tools needed for enrollment and managing their benefits.
$

Comprehensive Benefit Strategies with Combined Insurance Services and HRA Administration

We develop comprehensive benefit strategies that integrate insurance services with HRA administration, providing a seamless experience for your employees.
$

Employee Support via Email, Text, and Phone

Our support team is available through multiple channels—email, text, and phone—to assist your employees with any questions or issues they might have regarding their benefits.
$

Assistance from Reimbursement Specialists who Understand Health Plans

Our reimbursement specialists are adept at navigating health plans and can assist your employees with claims and reimbursement processes.
$

Monthly Validation Reporting

We provide monthly validation reports to ensure that your benefits administration processes are accurate and up-to-date.
$

Coordination Services With Other Employee Benefits ie Dental, Vision etc.

We coordinate with other benefit providers, such as dental and vision insurance, to create a cohesive and comprehensive benefits package for your employees.

Partner with us to enhance your employee benefits program and ensure that your workforce is supported, informed, and satisfied.

Individual Coverage HRAs

Powered by Smart Choice Health (SCH)

The Smart ICHRA

Individual Coverage Health Reimbursement Arrangement

Document Services

Smart Choices Health (SCH) provides the documents required to offer employees an ICHRA with notification letters and privacy disclosures. This is a basic service to implement an ICHRA. It takes an hour to complete the questionnaire and consult with the advisor on how to create your plan. Documents are sent electronically for a one-time annual fee unless you make future changes.

Any employer with more than 2 employees can set up an Individual Coverage Health Reimbursement Arrangement (ICHRA).  Smart Choices Health provides both basic document services and comprehensive services which include ICHRA Kits complete. We also provide personalized consulting services to ensure proper setup and compliance.

The Smart Employer ICHRA Customized

SCH provides a complete kit with what is needed to offer employees a health reimbursement arrangement. The ICHRA kit is completely customized with your company logo and branding. The kit contains documents required to offer employees a tax-free reimbursement of qualified health expenses or just premiums. Additional services are offered below to help validate the reimbursements and offer employees resources to answer their questions on how to best use their healthcare dollars.

Reimbursement Validation and Employee Advocacy

Employee ICHRA reimbursement validation services and advocacy services are provided to groups with more than 10 employees.

Employees upload their receipts to a secure portal. SCH will validate their expenses and notify the employer monthly via a secure email of what is reimbursable. HIPAA rules are adhered to for employee privacy.
Employees can call or email for additional information and assistance as to where to purchase qualified health plans in the open market during the year and SCH will manage new hires as they come on board as well.

*Monthly Cost – services are billed annually

Click here for demo

Why Choose Us?

Years of ICHRA Experience

Team Members

Years of combined experience ....yes 135

Strategic Partners

Need More Information?