Services and Employee Advocacy

First things first….who qualifies for a Individual Coverage Health Reimbursement Arrangement (ICHRA)?

Any employer with more than 2 employees.  SCH provides both Basic Document Services and Complete ICHRA Kits. We also provide personalized consulting services to ensure proper setup and compliance. Each set of documents is sent through a secure portal and updates are done at no extra charge. Services are available for employee communication and enrollment into the ICHRA.


Get Started Today – ICHRA

Smart Choices Health provides the documents required to offer employees a ICHRA with notification letters and privacy disclosures. This is a basic service to implement a ICHRA. It takes about an hour to complete the questionnaire and consult with the advisor. Documents are sent both electronically and hard copy at no additional cost. This is a one time annual fee unless you make changes to your plan documents.


SCH Employer ICHRA Customized

A complete kit with all you need as an employer to offer employees a health reimbursement arrangement. The ICHRA Kit is completely customized with your company logo. The kit contains documents required to offer employees a tax free reimbursement of qualified health expenses. Additional services are offered below to help with validating the reimbursements and offering employees resources to answer their questions on how to best use their health care dollars.

ICHRA Reimbursement Validation and Employee Advocacy

Smart Choices offers ICHRA reimbursement services and employee advocacy to help you save money and give you peace of mind.

2 or More Full Time Employees


Employee reimbursement validation services and advocacy services provided to groups larger than 10.


Employees upload their receipts to a secure portal. SCH will validate the expense and notify the employer via a secure email that the expense is reimbursable. Reporting is done on a monthly basis.


Employees can call or email for information and assistance in where to purchase qualified health plans.


*Monthly Cost – services are billed annually

ICHRA Services

Talk with our Benefit Strategy Team to see what health plans work best with ICHRA’s.

ICHRA Information


Enroll In Marketplace Plans Today.

Speak To An ICHRA Expert Today!