ICHRA Services And Employee Advocacy
Health Insurance Your Way
With healthcare legislation passed, the NEW Individual Coverage HRA (ICHRA) allows businesses to return health coverage choices to employees. Instead of employers trying to find the best health plan fit for everyone, the ICHRA allows employees to be reimbursed when purchasing an individual plan in the open market.
What is required?
Per the IRS a written plan document is needed to offer an ICHRA. Employees purchase their own qualified plan. Employers decide what to reimburse and enjoy the extra time they now have to focus on their business as the ICHRA has NO messy administration like renewals, open enrollments or participation requirements to meet.
Introducing The Smart HRA!
Smart Choices Health offers HRA plan administration to make it easy. The Smart HRA includes the documents needed that outline the terms, information about the company, its agent, plan administrator, plan obligations, and employee responsibilities along with various legal disclosures. Employees can purchase their own personal plan with the help of a licensed agent who will help navigate all the complex options to meet their needs. The team at Smart Choices Health helps employees to file for reimbursements and provides advocacy services when needed. It’s like having your own personal health planning advisor!

For more information, please visit smartchoiceshealth.com or call Smart Choices Health at 239-785-3307 x10
ICHRA Services
Talk with our Benefit Strategy Team to see what health plans work best with ICHRA’s.
ICHRA Information
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ICHRA FAQ .pdf
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