Welcome! Your Employer and Smart Choices Health invite you, your spouse, and your dependents to explore and apply for Instant Issue Individual Term Life Insurance!

Get $2 Million of High Limit Term Insurance

To provide financial protection for the people you love, experts estimate you need around 10 times your annual salary in life insurance coverage. With Hero Life, you have digital access to “instant issue” affordable individual high limit term insurance up to 30 times annual earnings.

  • Apply online in minutes, and be underwritten in seconds. No medical exams required*
  • Available to employees/members, spouses, and dependents ages 18 – 60
  • Individually owned – portability and conversion options available
  • Flexible payment options, conveniently billed to your debit or credit card

We’re Here To Help.

Call 1-239-785-3307 EXT. 10 with any questions.

Hours of Operation: 9 am – 5 pm ET.

*No medical exams, bodily fluids, or Attending Physician’s Statement (APS) for those applicants who qualify. Issuance of the policy may depend on upon the answers to the health questions in the application.

Term life is not guaranteed issue and client must qualify for accelerated underwriting.

Hero Life is underwritten through Assurity Life Insurance Company. Assurity is A- (Excellent). A.M. Best ratings for insurers’ financial strength range from A++ (Superior) to F (In liquidation). Hero Life is offered by Innovative Brokerage Network, DBA Traffk (Home Office: Louisville, KY) and is a consumer insurance marketing company.