SMART CHOICES SAVINGS PROGRAMS

DENTAL AND VISION INSURANCE, TELEMEDICINE AND RX DISCOUNTS

DENTAL & VISION PLANS

International Medical for Travel Outside of the United States

International Medical Insurance – don’t leave home without it!! Coverage is for when you travel outside of the US.

Traditional health insurance plans, typically, will not cover you outside of US borders and medical evacuation can be very expensive.

 

Are your a current member?

IMG Login for ID Cards

In order to access your account, you will need to verify that you have an active certificate. When you are authorized to use the MyIMG website, you will have access to your certificate documents, claims status, frequently asked questions, printable ID cards, pre-certification and renewals.

Health Insurance Alternatives

Healthcare For Everyone

Alternative plans that take the place of traditional health insurance. Is this right for you? Ask your Smart Choices representative for more information and pricing.

Coming soon

Healthcare for Everyone

2021 will be a big year for changes in health insurance and employee benefits. New plans will be available later this year. Please contact us for more information or a quote on individual or group health plans. Call 239-785-3307 for more information today!

Tele Doctor 24/7

MD LIVE

With MDLIVE, you can access a board-certified doctor via secure online video, phone or the MDLIVE App – anytime, anywhere, 24/7/365. MDLIVE was designed as an alternative to expensive urgent care visits or waiting days to get an appointment with your primary care doctor for non-emergency medical conditions. Doctors can diagnose your symptoms, prescribe non-narcotic medication (if needed), and send e-prescriptions to your pharmacy of choice.

 

HERO LIFE

Life Insurance Partner

HERO LIFE is our life insurance partner. Your Employer and Smart Choices Health invite you, your spouse, and your dependents to explore and apply for Instant Issue Individual Term Life Insurance! 

To provide financial protection for the people you love, experts estimate you need around 10 times your annual salary in life insurance coverage. With Hero Life, you have digital access to “instant issue” affordable individual high limit term insurance up to 30 times annual earnings.

 

Voluntary and Supplemental Programs – Employee Paid Benefits

A Leader in Enrollment and Employee Benefit Education

Voluntary Benefit Programs Available

 

  • Life
  • Accident
  • Disability
  • Critical Illness
  • Hospital Coverage
  • NEW Dental and Vision

 

Benefits are paid directly to you and coverage is price stable. These programs give you peace of mind while helping with out of pocket expenses.

Find the perfect vision plan for you

EyeMed Healthy

  • An eye exam plus great discounts on glasses and contacts

EyeMed Bold

  • An eye exam, frame and lensallowance, plus great discounts on glasses and contacts.

EyeMed Bright

  • An eye exam with our highest frame and lens allowance, plus great discounts on glasses and contacts